7 January, 2025

Which money-sending application works in Ghana?

Sending money to loved ones in Ghana can sometimes be challenging, especially when

you're looking for a method that's both quick and reliable. Whether it's for family support, emergencies, or special occasions, having a dependable way to transfer funds is vital.

Mama Money steps in as a solution to these challenges, offering a straightforward and secure way to send money to Ghana. Our service is designed to make financial transactions as easy and hassle-free as possible, ensuring that your money reaches its destination swiftly and safely. Whether you support family back home or pay for services, Mama Money is here to help you manage your transfers efficiently.

Mama Money's Partnerships in Ghana

Sending money to Ghana is easier and more reliable thanks to Mama Money's strong network of partnerships with key mobile wallets and banks.

Mobile Wallet Partnerships:

  • Airtel: Sending money to an Airtel wallet in Ghana is straightforward. With Mama Money, you can directly transfer funds to the recipient's Airtel wallet, making it instantly available for them to use or withdraw. This method is perfect for quick and urgent transfers.
  • MTN: MTN mobile wallets are renowned for their reliability and wide acceptance. By choosing to send money to an MTN wallet, you benefit from secure transactions that are fast and can be used across a wide range of services in Ghana.
  • Tigo: Tigo mobile wallets offer the convenience of managing money on the go. Sending money to Tigo wallets through Mama Money ensures that your loved ones can access the funds almost immediately, whether it's for paying bills, shopping, or emergency needs.

Bank Partnerships: Mama Money also collaborates with several prominent banks in Ghana. This partnership enables smooth bank transfers, making it possible for you to send money directly to a bank account in Ghana with ease. Whether your family prefers to withdraw cash from a local branch or use their bank account for direct payments, our network ensures that your money transfer is handled smoothly and securely.

By leveraging these partnerships, Mama Money ensures that your transfers to Ghana are not only fast but also cater to the preferred methods of receipt, whether it's mobile wallets for immediate use or bank accounts for larger financial needs.

How Mama Money Works

Using Mama Money to send funds to Ghana is designed to be straightforward, secure, and user-friendly, catering to everyone, regardless of their familiarity with technology.

Registration Process:

  • Sign Up: Download the Mama Money app from your smartphone's app store. It's available for both Android and iOS devices.
  • Create an Account: Open the app and follow the prompts to create your account. You'll need to provide some basic information like your name, contact details, and valid identification.
  • Verification: After submitting your details, Mama Money will verify your information. This process is quick, and you'll soon receive confirmation that your account is active and ready to use.

Sending Money:

  • Log In and Initiate Transfer: Once your account is activated, log in to the app and select the option to send money. Choose Ghana as the destination.
  • Choose the Recipient: Add your recipient's details. You can send money to their mobile wallet (Airtel, MTN, Tigo) or directly to a bank account. For mobile wallets, you'll need the recipient's mobile number and wallet type. For bank transfers, you'll need their bank name and account number.
  • Enter Amount and Confirm: Input the amount you wish to send. The app will display the exact amount your recipient will receive and the conversion rate. Confirm the details to proceed.
  • Choose Payment Method: Select how you'd like to fund the transfer — either through a direct bank transfer, credit/debit card, or cash deposit at one of our partner locations.
  • Complete the Transaction: After payment, you'll receive a confirmation and a transaction ID. You can share this with your recipient for their reference.

Tracking and Security:

  • Transaction Tracking: Stay updated on the status of your transfer directly through the app. You can check whether the funds have been received and get notifications at every step of the process.
  • Security Measures: Mama Money prioritises the safety of your money. We use advanced encryption and security protocols to protect your data and financial transactions. Every transfer is monitored to prevent fraud and ensure compliance with international financial regulations.

Mama Money makes it easy and stress-free to support your loved ones in Ghana, whether they prefer the instant accessibility of mobile wallets or the traditional approach of bank transfers.

Benefits of Using Mama Money for Transfers to Ghana

Sending money to Ghana with Mama Money offers numerous advantages, making it an excellent choice for those looking to support family and friends or manage financial obligations abroad.

Cost-Effectiveness:

  • Low Fees: Mama Money is renowned for its affordable rates, ensuring that more of your money reaches your loved ones without being diminished by high fees.
  • Competitive Exchange Rates: We offer some of the best exchange rates in the market, meaning the money you send converts to more Ghanaian cedis, offering great value on each transaction.

Speed of Transactions:

  • Fast Processing: Our advanced technology ensures that money sent through Mama Money reaches its destination quickly. In most cases, transfers to mobile wallets are almost instantaneous, while bank transfers are completed within a short time frame.
  • Immediate Support: Should there be any delays or issues, our dedicated customer service team is quick to resolve them, ensuring your money reaches its intended recipient promptly.

Accessibility and Convenience:

  • Ease of Use: The Mama Money app makes it incredibly simple to send money. Whether you're at home, at work, or on the move, you can complete a transaction in just a few taps.
  • 24/7 Availability: With our digital platform, there are no closing hours. You can send money whenever it suits you, right from your smartphone, without needing to visit a physical branch or agent.
  • Widespread Coverage: Whether your family in Ghana prefers to receive money through mobile wallets like Airtel, MTN, or Tigo, or directly into their bank accounts, Mama Money covers it all, providing flexible options to meet everyone's needs.

By choosing Mama Money for your financial transfers to Ghana, you're not just sending money; you're ensuring it is done affordably, quickly, and conveniently, making life a little easier for both you and your recipient.

Need help? Mama is here.

To learn more about how to send money from South Africa to several other countries worldwide, follow Mama Money and learn all about our international money transfer services via

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Should you have any questions that are not covered above, please get in touch with Mama via WhatsApp at https://wa.me/+27648028428 or via +27 64 802 8428

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