MAMA MONEY SEND & SCRATCH AT PEP TO WIN CAMPAIGN

Competition Terms and Conditions 

1. The promoter of the competition is Mama Money Financial Services (Pty) Ltd and PEP, a division of Pepkor Trading (Pty) Ltd ("the Promoters").
2. The name of the competition is “MAMA MONEY SIGNUP, SEND & SCRATCH AT PEP TO WIN CAMPAIGN" ("the Competition").
3. The Competition will run from 18 November 2022 until 24 December 2022 (both days included) in all PEP stores ("the Competition Period").
4. By entering the Competition, all Participants and Winners agree to be bound by these terms and conditions which will be interpreted by the Promoters, whose decision regarding any dispute will be final and binding and no correspondence will be entered into regarding the decision. 
5. The competition is open to all participants eighteen (18) years or older at the time of entering the competition within the Republic of South Africa and must be registered as an account holder with Mama Money and must have transacted during the Competition Period.
6. You must have valid identity documents i.e. ID, passport, Refugee or Asylum papers to participate. You are not eligible to participate in this competition if: 
   1. You are a director, member, partner, employee, agent or consultant of PEP its affiliates/divisions/subsidiaries or any other person who supplies goods or services in connection with the Competition;
   2. You are a spouse, life partner, parent, child or sibling, immediate family member, business partner or associate of the persons specified in 6.1 above.
   3. You are a Mama Money employee or a close relative of a Mama Money employee or a Mama Money agent. 
7. To enter the Competition, a Participant must:
   1. Be a registered and active transacting customer (read: has transacted in the last three months on the Mama Money Family App.
   2. Must have sent a minimum of R500 (Five Hundred South African Rands) cross-border with Mama Money at the following 15 selected Pep Stores during the Competition Period where a Mama Money representative is present.
      1. PEP KEMPTON PARK SQUARE
      2. PEP ROSETTENVILLE 
      3. PEP HILLBROW HIGH POINT
      4. PEP MAYFAIR
      5. PEP MUSINA SHOP 6 PEBRO CENTER
      6. PEP WITBANK TAXI RANK
      7. PEP YORK STREET
      8. PEP SHOP 31 DURBAN ROAD
      9. PEP ADDO
      10. PEP PLAZA CORNER
      11. PEP DBN DR YUSUF DADOO STREET
      12. PEP DE DOORNS 
      13. PEP STABLES
      14. PEP SANTA, BARKLEY ROAD
      15. PEP ERMELO JAGER & NAUDE STR
   3. To scratch a card, participants will be required to have their transaction details securely recorded by the Mama Money representative for verification purposes.
   4. Participants may enter as many times as they wish provided that each entry meets the criteria specified above.
8. Participants stand a chance to win a share of R200 000 (Two Hundred South African Rands) in the form of PEP vouchers ("the Prize").
9. 2022 SEND & SCRATCH TO WIN
   1. To claim an offline scratch prize, the customer must produce their valid PEP receipt in order to get a chance to win a PEP voucher.
      1. The minimum to qualify for an entry is R500 per successful transaction at selected PEP stores.
      2. There will be daily winners at time of transaction in order to share the cash prize. 
      3. The number of winners & prize split will be as follows:
         1. 3,000 vouchers to the value of R25
         2. 300 vouchers to the value of R100
         3. 90 vouchers to the value of R500
   2. To claim an online prize, the customer must transact during the Competition Period in order to get a chance to win a R100 PEP voucher.
      1. The minimum to qualify for an entry is R500 per successful transaction at selected PEP stores.
      2. There will be weekly lucky winners selected and announced to share the cash prize.
      3. The number of winners & prize split will be as follows:
         1. 500 vouchers to the value of R100.
10. Winners give PEP & Mama Money consent to use their names for publicity purposes, unless refused.
11. The promoters reserve the right to vary, suspend, postpone, alter, or terminate the competition and any prizes, or any aspect thereof, for any reasons whatsoever and without notice. In such event, you hereby waive any rights or expectations which you may have against PEP & Mama Money and acknowledge that you will not have any recourse or claim of any nature against them.
12. Your privacy is very important to the promoters and the Pepkor group of companies (https://www.pepkor.co.za/retail-segments/) and it will use all reasonable efforts in order to ensure that any information, including personal information, provided by you, or which is collected from you, is stored in a secure manner. For more information, please refer to the detailed version of our Privacy Statement.
13. You agree to provide Mama Money & Pepkor with accurate and current information and to maintain and update such information when necessary. The information collected by us may be used to send you information about products, services, and special offers of the various companies in the Pepkor group that may be of interest or value to you. The information may also be processed by PEP and other companies in the Pepkor group, any of their operators, agents and sub-contractors (who may be outside South Africa) on the condition that they will keep such information confidential.
14. You acknowledge that any information supplied to PEP and the Pepkor group of companies in terms of these Terms and Conditions is provided voluntarily.
15. By submitting any information to Mama Money, PEP and the Pepkor group of companies in any form you further acknowledge that such conduct constitutes an unconditional, specific and voluntary consent to the processing of such information by PEP and the Pepkor group of companies under any applicable law in the manner contemplated above, which consent shall, in the absence of any written objection received from you, be indefinite and/or for the period otherwise required in terms of any applicable law.
16. Unless you have consented, Mama Money, PEP and the Pepkor group of companies will not sell, exchange, transfer, rent or otherwise make available any personal information about you (such as name, address, email address, telephone or fax number) to other parties and you indemnify the promoters from any unintentional disclosures of such information to unauthorized persons.
17. Should you believe that Mama Money, PEP and the Pepkor group of companies has utilised your personal information contrary to applicable law, you shall first resolve any concerns with PEP and the Pepkor group of companies. If you are not satisfied with such a process, you have the right to lodge a complaint with the Information Regulator.
18. You can choose to be excluded from direct marketing by notifying PEP in writing or by registering a block on any registry which PEP is bound by law to recognise. PEP will not charge you a fee to update this request on its systems. PEP will give effect to any changes requested by you as soon as reasonably possible.
19. These Terms and Conditions are also available on the PEP (www.pepstores.com) and Mama Money websites (www.mamamoney.co.za).

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