Ghana, affectionately called the "Gold Coast," is renowned for its rich cultural heritage, lively music, and welcoming communities. For many Ghanaians living in South Africa, sending money to Ghana is a vital way to support loved ones with education, healthcare, and daily expenses.

That’s where cash pickup services come in. Not everyone in Ghana has easy access to a bank account, and cash pick-ups provide a safe, fast, and reliable way for recipients to get the money they need—without hassle.

At Mama Money, we make sending money to Ghana simple, affordable, and secure. With multiple trusted cash pickup partners, your loved ones can receive money quickly and conveniently.

Our cash pickup and payout partners in Ghana

When sending money to Ghana, choosing the right pickup location is key to ensuring your loved ones receive their funds smoothly. Mama Money partners with well-established financial institutions across Ghana to provide a wide network of cash pickup points.

Here’s where your recipients can collect their funds:

Bank Partners

Mama Money works with major banks in Ghana, ensuring secure and convenient cash pickups:

• Standard Chartered Bank
• GCB Bank
• Universal Merchant Bank
• HFC Bank
• Ecobank
• First National Bank
• Cal Bank
• Guaranty Trust Bank
• Stanbic Bank
• United Bank for Africa
• Zenith Bank
• National Investment Bank

Cash pick-up partners{I had to register again. Unable to check cash pick-up partners]With hundreds of branches across Ghana, your family can easily collect money from a location that’s convenient for them.Why cash pick-up is essential for many in GhanaAccess IssuesWhile Ghana’s banking sector is growing, many people—especially in rural areas—do not have easy access to traditional bank accounts. Cash pickup locations provide a secure and reliable way to receive money without the need for a bank account.Immediate NeedsMoney sent home is often used for urgent expenses like medical bills, school fees, and household needs. Cash pickups allow recipients to get money quickly so they can take care of what matters most.Cultural PreferencesEven with the rise of digital payments, cash remains the preferred way to transact for many in Ghana. Whether it’s for personal or business use, having direct access to cash is important for daily life.Using Mama Money for cash pick-ups in GhanaHere’s why Mama Money is the best choice for sending cash to Ghana:

• Low fees: Send money with fees as low as 5%, helping you save more with every transfer.
• Fast transfers: Most cash pickups are ready within minutes of sending.
• Secure transactions: Mama Money works with trusted financial institutions to keep your money safe.
• Wide accessibility: With multiple cash pickup locations across Ghana, your family can collect money easily, even in remote areas.
• Convenient transfers: Send money directly from your phone, anytime, anywhere.

Safety Tips for Cash Pickups in GhanaAt Mama Money, we care about your safety and want to ensure a secure experience for recipients collecting funds.Here are some helpful tips:

• Pick-up during daylight: Encourage recipients to collect funds during the day and in busy locations for added safety.
• Bring proper identification: A government-issued ID is required to verify identity and collect cash.
• Check transaction details: Recipients should double-check the amount and sender’s details before completing the pickup.
• Stay alert: Avoid sharing transaction information with anyone except the authorised agent.

How to send money to Ghana with Mama MoneyUsing Mama Money to send money to Ghana is easy and straightforward:

1. Download the Mama Money app
   Get it for free on Google Play, or the App Store.
2. Register your account
   Upload your ID, passport, or refugee documents, and take a selfie. Your account will be activated within 24 hours.
3. Enter recipient details
   Select the preferred payout method—bank deposit, or cash pickup—and add the recipient’s name and phone number.
4. Complete the transfer
   Once your transaction is complete, share the relevant details (like a reference number) with your recipient so they can collect their funds.

What Customers Say About Mama Money

"Mama Money is a great way to send money home, I love it." - Chipo Nyahodza

"I really like the service, it was fast to register. The assistance was also very helpful." - Peter Kayembe

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Need help? Mama is here.

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Should you have any questions that are not covered above, please get in touch with Mama via WhatsApp at https://wa.me/+27648028428 or via +27 64 802 8428

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